Financing for Brewery Startups

micro brew pub The BIAC® complete, All-In-One brewing system and BREWHA 4-in-1 fermenters provide an affordable, flexible, turnkey brewery system that will grow with your business. The patented BREWHA® BIAC® is ideally suited for nano and microbreweries for a number of reasons that include:

  • Smallest footprint of any commercial system
  • Quickest to setup 
  • Easiest to clean
  • Lowest capital outlay
  • Scalable
  • Low operational cost
  • Lowest water consumption

For existing businesses, financing is generally easier to obtain, but financing for new brewery startups is available as well. Dustin Irby (of Archer Capital) said the main criteria for new business eligibility (company should be registered) is a good credit rating (above 700 is ideal), homeownership (shows a history of sound financial management) and a down payment (generally 20%).

To get a rough idea of how much capital you will need to open your brewery, BREWHA has developed a brewery startup budget calculator to give you an idea of the expenses you will face to open your brewery. Once you know the funds needed, you can figure out how much you have available from friends and family, and how much you will need to seek financing for.

In addition to the lending through the Approve link on our website, some lending agents who have helped BREWHA customers and can help finance your BREWHA project are listed below. An email introducing yourself, the project, and what you are looking for can be send to them directly will get the ball rolling (their email address are linked below):

 Canada

Jeff Stewart at Lease Line 

Fred Schultz at Pivotal Capital 

USA

Eli Yazdani at Archer Capital

Joe Waters at Titan Funding Solutions; they have an easy online application and payment calculator and a summary sheet

Cody Schaaf at Stearns Bank; they have an easy online application here 

John Gallagher at Dimension Funding

Matthew Langdon at Stanton Leasing

Danny Stewart at Providence Capital Funding 

Andy Ronemus at Lendio Financing

John Pavolka at Brewery Finance

Justin Brooks at eLease